body
   {
    font-family: verdana, geneva, sans-serif;
    font-size: 11px;
    color: #000000;
	background: url(../images/bck.gif) repeat-x top left;
	line-height: 100%;			
	}
.page
	{
	margin-left: -450px;
	position: absolute;
	left: 50%;
	top: 0px;
	width: 900px;
    padding: 0px 0px 20px 0px;
    min-height: 700px;
	}
img
    {
    border: 0px;
    }    
div
	{
	margin: 0px 0px 10px 0px;
	}
.bld
	{
	font-weight: bold;
	}
.itl
	{
	font-style: italic;
	}
div.hd1
    {
    font-size: 13px;
    font-weight: bold;
    color: #00234c;
	margin: 0px 0px 8px 0px;    
    }    
a, a:link, a:visited
    {
    color: #2e6489;
	outline: none;
    }
a:hover
    {
    color: #e51837;
    }
div.col1
    {
    float: left;
    width: 225px;
    margin: 0px;
    padding: 0px;
    height: 550px;        
    }
div.navbx
    {
    text-align: right;
    font-size: 13px;
    letter-spacing: .5px;  
    margin: 0px;
    padding: 30px 15px 0px 0px;
    }       
div.col2
    {
    float: right;
    width: 660px;
    height: 550px;
    margin: 0px;
    padding: 0px;
    background: #f7f7e4;
    line-height: 16px;    
    }
div.col2key
    {
    height: 630px;   
    }    
div.col3
    {
    float: left;
    width: 380px;
    margin: 0px;
    padding: 140px 25px 0px;
    }
div.col4
    {
    float: right;
    width: 230px;
    height: 550px;
    margin: 0px;
    padding: 0px;
    background: #b2bdc9;
    }
div.col4key
    {
    height: 630px;
    }    
div.col4txt
    {
    background: #b2bdc9;
    padding: 140px 8px 0px;
    line-height: 15px;
    }
div.col4pic
    {
    padding: 140px 0px 0px;
    text-align: center;
    }                
div.quote
    {
    float: right;
    width: 660px;
    margin: 20px 0px 0px;
    padding: 0px;
    font-size: 15px;
    line-height: 22px;
    color: #ffffff;    
    }    
div.clrght
    {
    clear: right;
    margin: 0px;
    padding: 0px;
    }
div.clrbth
    {
    clear: both;
    margin: 0px;
    padding: 0px;
    }
div.right
    {
    text-align: right;
    margin: 0px;
    padding: 0px;    
    }          
/* nav */

.nav, a.nav:link, a.nav:visited
	{
	display: block;
	padding: 0px;
    margin: 0px 0px 25px;
	color: #ffffff;
	text-decoration: none;         
	}
.navov, a.navov:link, a.navov:visited
	{
	display: block;
	padding: 0px;
    margin: 0px 0px 25px;
	color: #b2bdc9;
	text-decoration: none;               		
	}
.navon, a.navon:link, a.navon:visited
	{
	display: block;
	padding: 0px;
    margin: 0px 0px 25px;
	color: #898500;
	text-decoration: none;               		
	}
.navsb, a.navsb:link, a.navsb:visited
	{
	display: block;
	padding: 0px;
    margin: 0px 0px 10px;
    line-height: 14px;
	color: #ffffff;
	text-decoration: none;         
	}
.navsbov, a.navsbov:link, a.navsbov:visited
	{
	display: block;
	padding: 0px;
    margin: 0px 0px 10px;
    line-height: 14px;    
	color: #b2bdc9;
	text-decoration: none;               		
	}
.navsbon, a.navsbon:link, a.navsbon:visited
	{
	display: block;
	padding: 0px;
    margin: 0px 0px 10px;
    line-height: 14px;
	color: #898500;
	text-decoration: none;               		
	}    
/* lists */        
ul
	{
	list-style-type: none;
	padding: 5px 0px 0px 0px;
	margin: 0px 0px 20px 0px;
	}
ul li
	{
	background: url(../images/bullet.gif) no-repeat top left;
	padding: 0px 0px 0px 10px;
    margin: 0px 0px 5px 0px;
	}